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Two male small business owners discussing and reviewing USDA rural development loans on a tablet device

USDA Rural Development Loans

We’re committed to helping you influence change in rural America and will be there every step of the way.

Types of projects we finance

Green icon representing usda reap loans

USDA Rural Energy for America Program (REAP)

  • Support loans up to $25 million and can be combined with a B&I loan
  • Longer loan terms with no balloon payments
  • Used for utility-scale and community solar projects
  • Our solar lending team members are experts in utility-scale and community solar financing nationwide
Green icon representing usda 9003 loans

USDA Business & Industry Program (B&I)

  • Support loans up to $25 million and can be combined with a REAP loan
  • Longer loan terms with no balloon payments
  • Used for a variety of purposes including solar, battery storage, and other emerging technologies that may not be REAP eligible
Learn More
A female and a male business owner discussing USDA loans for construction financing

Construction financing is our specialty

We have an entire team dedicated to the construction process.

  • Partners with you for the entirety of the project
  • Works directly with an approved contractor and architect on all construction-related items
  • Facilitates all documentation throughout the closing and construction disbursement period

Investing in Rural Communities

We’re proud to support entrepreneurs like you across our country in developing new and innovative ways to drive economic growth, job creation and sustainable energy sources. Here are some helpful tools to get started.

The USDA Process

Find out how to get approved and when you’ll receive money.

Download Overview

USDA Construction Loan Playbook

Our Playbook guides you through the critical components of a construction loan.

Download Playbook

Helpful Resources

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